# Forex Plus Australia

> Boutique foreign exchange advisory for Australian wholesale clients
> (companies with $2M–$200M annual FX programmes). Holder of Australian
> Financial Services Licence (AFSL) 259763, ACN 098 382 202. Based in
> Chatswood, NSW. Specialises in forward contracts, spot trading and
> structured FX risk management for importers, exporters and treasury
> teams. Boutique by design: one advisor follows each client's exposure
> from policy through settlement.

## Solutions

- [Spot trading](https://forexplus.au/spot-trading): same-day and short-dated FX conversions across all major and many minor currency pairs, with transparent pricing and dedicated execution support.
- [Forward contracts](https://forexplus.au/forward-contracts): lock in future exchange rates with fixed-date, window or layered forward structures matched to client cash-flow timing and risk appetite.
- [FX risk management](https://forexplus.au/risk-management): structured advisory engagements that map exposures, define hedge ratios and decision triggers, then execute and report against a written policy.

## Articles

- [Forwards vs spot: hedging AUD supplier payments](https://forexplus.au/resources-insights/forwards-vs-spot-hedging): when forward contracts beat spot conversion for predictable foreign-currency obligations more than a few weeks out. Worked example with USD 500K supplier payment, decision rubric, common mistakes Australian importers make. By Christopher Biltoft.
- [Mark-to-market for FX forwards: what auditors want](https://forexplus.au/resources-insights/mark-to-market-forward-contracts): the audit conversation around mark-to-market accounting for forward contracts. Valuation methodology, hedge designation memos, effectiveness testing and AASB 7 disclosures. By David Dowling.
- [Layered hedging: a 12-month framework for importers](https://forexplus.au/resources-insights/layered-hedging-framework): practical 12-month hedging framework for Australian importers running $5–50M annual programmes. The 75/50/30/15 hedge-ratio cascade, monthly roll mechanics, instrument selection by tenor, and the governance that holds the discipline in place. By Amy Wilcox.
- [AUD volatility around RBA decisions: a 48-hr playbook](https://forexplus.au/resources-insights/aud-volatility-rba-decisions): execution-timing protocol for the 48 hours before each RBA cash-rate decision. What the market actually does in the window, why timing the meeting is a losing trade for treasury teams, and a concrete avoidance protocol that can be written into a hedging policy. By Christopher Biltoft.
- [Sector FX guides: tech, agri, construction, property](https://forexplus.au/resources-insights/sector-specific-fx-guides): why generic FX advice doesn't survive contact with sector reality. The distinctive exposure profiles of tech importers, agricultural exporters, construction firms and property developers, and the instruments that fit each. By David Dowling.
- [Wholesale client status: who qualifies under s761G](https://forexplus.au/resources-insights/wholesale-client-s761g): the wholesale-client classification under s761G of the Corporations Act 2001 (Cth). Four pathways to wholesale-client status, what changes (pricing, products, disclosures, dispute rights), and whether the certificate is worth pursuing. By Amy Wilcox.
- [Writing an FX hedging policy: a template for $10–50M businesses](https://forexplus.au/resources-insights/fx-hedging-policy-template): four-to-five page policy template for SME treasury teams. Risk appetite statement, hedge ratios by tenor, approved instrument list, dealing authorities, reporting cadence, exception process. With example wording for each section. By Amy Wilcox.
- [FX options for SMEs: when premiums earn their keep](https://forexplus.au/resources-insights/fx-options-for-smes): vanilla options, zero-cost collars and participating forwards. The specific situations where the premium earns its keep (contingent exposures, uncertain volumes, binary outcomes, elevated vol), and the structured products SMEs should avoid. Worked example. By David Dowling.
- [Reading the RBA Statement on Monetary Policy](https://forexplus.au/resources-insights/reading-rba-monetary-policy): what the SMP contains, what to act on (cash rate path conditioning, inflation forecast revisions, risk-balance language), what to ignore, and a 30-minute structured reading protocol for treasury teams hedging AUD. By Christopher Biltoft.
- [When the invoice date moves: extending and closing out forwards](https://forexplus.au/resources-insights/extending-and-closing-out-forwards): what to do when a shipment slips, an invoice lands early or an order is cancelled. Pre-delivery, extension and close-out mechanics and their real cost, why historic rate rollovers are the wrong default, window forwards as the pre-emptive answer, and the governance around who approves an adjustment. By David Dowling.
- [RBA decision days: preparing before the announcement](https://forexplus.au/resources-insights/rba-decision-day-preparation): why a cash-rate decision moves the AUD more than the rate change alone justifies, how rate differentials, forward guidance and risk sentiment each contribute, and what an importer or exporter can act on in advance. By Christopher Biltoft.
- [Forward points are not a forecast](https://forexplus.au/resources-insights/forward-points-not-a-forecast): what the forward rate actually prices. Covered interest parity and why arbitrage enforces it, why the same hedge flips from a gain to a cost when only interest rates move, the forward premium puzzle, and how to break a forward quote into spot, points and your provider's margin. By Amy Wilcox.

## Reference

- [FX Glossary](https://forexplus.au/glossary): plain-language definitions of 38 foreign-exchange terms — forward contracts, spot rates, hedge ratios, mark-to-market, NDFs, wholesale client and more.
- [FAQ](https://forexplus.au/faq): common questions about Forex Plus's advisory services, regulation, products and engagement process.
- [About](https://forexplus.au/about): firm background, regulatory credentials and the boutique approach to client engagement.
- [Contact](https://forexplus.au/contact): Suite 402, 9 Help Street, Chatswood NSW 2067. Monday to Friday 9:00am to 5:00pm AEST. Email info@forex-plus.com.au.

## Authors

- Christopher Biltoft: senior FX advisor. [LinkedIn](https://www.linkedin.com/in/christopher-biltoft-ab90141/).
- David Dowling: FX advisor.
- Amy Wilcox: FX advisor.

## Notes

- All article content is general information only and does not take into account individual objectives, financial situation or needs. Forex Plus advises wholesale clients only as defined under s761G of the Corporations Act 2001 (Cth).
- Sitemap: https://forexplus.au/sitemap.xml